Western World Insurance Group, established in 1964, is among the top excess and surplus lines insurance groups in the United States with more than forty five years of experience, success and stability.

The administrative office of the Western World Insurance Group of companies, including our admitted company affiliate, Stratford Insurance Company, is located in Franklin Lakes, New Jersey, with all member companies domiciled in New Hampshire.

The Group offers commercial insurance products on a surplus lines and specialty admitted basis with a commitment to a distribution network of appointed wholesale brokers and program managers on a nationwide basis. The insurance coverage provided by the Group includes General Liability, Property, Professional Liability, and Commercial Auto. With decades of underwriting expertise and contemporary innovation, Western World specializes in underwriting classes of business that are not easily placed in the standard insurance market due to their complexity, high hazard, or unusual nature. The Group also offers underwriting facilities for associations and affinity groups through the Western World Program Division.

A.M. Best has awarded Western World Insurance Group a rating of A+ (Superior) Financial Size Category IX and an Issuer Credit Rating of aa- (Superior) (May 2009). In 2009, the Group had Written Premium of $190 million and grew Policyholders’ Surplus to $322 million. The group also reported GAAP assets of $1.40 billion, GAAP Shareholder's Equity of $379 million, GAAP net after tax income of $29 million, and a statutory combined ratio of 101.0% in 2009.

Western World Insurance Group is, first and foremost, an underwriting organization. Our strategy includes maintaining market presence and leadership by offering a highly diversified selection of specialty insurance products where underwriting and integrity add value for the company and our business partner affiliations.