The surplus lines industry has been a consistent source of insurance coverage and distribution innovation. The very structure of its regulatory existence was created for the purpose of solving risk transfer problems that the standard market could not. Western World has contributed significantly to serving this purpose by, in the early years, defining surplus lines binding authority and, more recently, by providing liability solutions for specialty classes with unique bodily injury exposures.

As we look ahead, we are responding to the growing need for innovation in improving the efficiency of the buying experience of our customers, and our customer’s customer. Western World is developing bold advancements in the use of web based technology to reduce duplicative effort, improve accuracy and deliver a superior product. The degree of efficiency we are able to provide our distribution partners has emerged as a new and innovative "product".

Learn more about our technology