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Home Health Care

Western World is the insurer of choice for Basic Care / NonNursing Services and for Skilled Care / Nursing Services.

We offer General and Professional Liability and Property coverage and can insure:

Basic Care / NonNursing Services:  Home Health Care Agencies, Nurse Registries including Therapists & Aides, Homemaker Health Aides, Home Companions and Certified Nursing Assistants.

Skilled Care / Nursing Services: Home Health Care Agencies and Nurse Registries including Therapists & Aides.

General Liability:

  • GL Limits available up to a $2,000,000 limit with defense outside the limits
  • Optional Sexual Molestations coverage with defense outside the limits
  • Optional Hired and Non-Owned Auto coverage (46 states) – $1,000,000 liability limits
  • Damage to Premises Rented to You up to $100,000
  • Medical Payments coverage available
  • Employees as Insureds available
  • Occurrence-based coverage


  • Commercial Property is available for Buildings; Business Personal Property; and Loss of Earnings
  • Property extension/enhancement endorsement includes personal effects and property of others, valuable papers, property off premises, signs, sewer and drain backup, etc.
  • Property Floaters available to cover Equipment and Tools

Formed in 1964, Western World has built an enviable record of profitability and capital accumulation, an enduring reputation for underwriting expertise and a staff of seasoned professionals capable of providing our customers with quick, knowledgeable and thoughtful solutions.

Please note that the Western World website and WWIP will both be unavailable from Friday, March 1st at 10 PM (EST) until Sunday, March 3rd at 10 PM (EST) due to planned system maintenance.