Home Health Care
Western World is the insurer of choice for Basic Care / Non–Nursing Services and for Skilled Care / Nursing Services.
We offer General and Professional Liability and Property coverage and can insure:
Basic Care / Non–Nursing Services: Home Health Care Agencies, Nurse Registries including Therapists & Aides, Homemaker Health Aides, Home Companions and Certified Nursing Assistants.
Skilled Care / Nursing Services: Home Health Care Agencies and Nurse Registries including Therapists & Aides.
Basic Care-Details 
Skilled Care-Details
General Liability:
- GL Limits available up to a $2,000,000 limit with defense outside the limits
- Optional Sexual Molestations coverage with defense outside the limits
- Optional Hired and Non-Owned Auto coverage (46 states) – $1,000,000 liability limits
- Damage to Premises Rented to You up to $100,000
- Medical Payments coverage available
- Employees as Insureds available
- Occurrence-based coverage
Property:
- Commercial Property is available for Buildings; Business Personal Property; and Loss of Earnings
- Property extension/enhancement endorsement includes personal effects and property of others, valuable papers, property off premises, signs, sewer and drain backup, etc.
- Property Floaters available to cover Equipment and Tools
Formed in 1964, Western World has built an enviable record of profitability and capital accumulation, an enduring reputation for underwriting expertise and a staff of seasoned professionals capable of providing our customers with quick, knowledgeable and thoughtful solutions.