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Western World’s Risk Solutions

Explore insurance products to help protect against your clients’ risk.

E&S Insurance Products for Small to Medium Size Commercial Enterprises

Western World provides a variety of E&S general liability, property and garage solutions through wholesale-producers on a package or monoline basis. As market dynamics evolve, Western World has remained a sustainable market partner with a broad appetite providing insurance solutions across more than 750 ISO. Wholesale brokers can count on Western World in the long run to deliver differentiated contract bind solutions, including ones others may be unwilling or unable to provide.

Wholesale broker access us through our market-leading Western World Integrated Platform (WWIP) that gives binding agents the ability to underwrite, rate, quote, bind and issue policies directly through a website customized to their needs.

Western World Insurance Solutions

Western World provides a variety of E&S general liability solutions for small and medium-sized commercial enterprises exclusively through appointed wholesale brokers.

Coverages include:

  • General liability
  • Auto Liability
  • Employer’s Liability
  • Employee Benefit Liability
  • Contractor’s Pollution Liability
  • Owners/Contractors Protective Liability
  • Products/Completed Operation Liability

Western World also now provides Excess Liability Insurance follow form coverage with limits of up to $5 million through our WWIP platform  It is available to qualified policyholders in excess of Western World primary policies and the primary policies from other carriers rated A- or better.

Coverage is available using standard ISO policy forms and custom manuscript endorsements where applicable. 

Coverages Include:

  • Building
  • Personal Property
  • Business Income/Extra Expense
  • Crime
  • Inland Marine
  • Equipment Breakdown
  • Bailees
  • Miscellaneous Property Floaters

Western World writes general liability, physical damage, garagekeepers and ancillary coverage in 24 States including: Alabama, Arizona, Arkansas, California, Colorado, Florida, Georgia, Indiana, Louisiana, Minnesota, Mississippi, Missouri, Nevada, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, South Carolina, South Dakota, Texas, Utah, and Washington, Wisconsin.


In addition to standard used auto dealers and general repair shops, our expansive appetite includes:

  • Heavy truck sales/service
  • RV sales/service
  • Valet
  • Mobile repair operations
  • Trailer conversions
  • Salvage yards
  • Classic auto restoration