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Western World

Western World provides flexible E&S insurance solutions for small and medium sized commercial enterprises.

Why Choose Western World?

For 60 years, Western World has been a leader in the E&S contract bind market, providing a broad appetite, market-leading technology, on-going innovation and new products, underwriting expertise, and dedicated claims handling services.

The Western World Advantage

  • Provides access to Western World Integrated Platform (WWIP) – one of the industry’s first contract bind systems
  • Delivers ability to rate, quote, and bind in less than 10 minutes for a broad range of property and casualty risks with an average premium of ~$2,500
  • Continues to invest in systems to improve responsiveness and ease of use

Why is this important?

Western World’s WWIP system enables quick and seamless insurance solutions for SME clients.

  • Provides agents with dedicated Western World underwriters who are empowered to provide quick and responsive solutions for tougher-to-write contract bind risks
  • Supports policyholders with in-house claims team dedicated to contract bind classes of business
  • Evolves to the changing needs of the contract bind market with new products and innovations through experienced underwriters and multi-line expertise

Why is this important?

Underwriters have the technical expertise and authority to address risk in concert with one of the industry’s broadest appetites. 

  • Continues to be one of the longest established carriers in the E&S Contract Bind market with 50+ years’ experience
  • Writes insurance solutions for more than 750 ISO class codes
  • Integrates with AIG’s P&C market leadership and underwriting expertise

Why is this important?

  • A well-established market leader, Western World provides contract bind agents and their clients with reliable, consistent, and sustainable solutions across a broad appetite.

Real-World Problem Solving

Benefit from our proven experience in working with brokers and the clients to deliver successful outcomes.

Issue

An agent representing several small amusement centers required insurance coverage for clients in this specialized market niche.

Solution

We evolved our WWIP system to enable expanded agent authority and a more streamlined quoting process, delivering a program for this unique industry.

Benefit

Western World provided the agent with a tailored program customized to their clients’ needs. 

Why is this important?

Western World professionals quickly customizes our WWIP system to solve market challenges.

Issue

Top Western World distribution partners sought a strong contract bind Garage market with best-in-class technology and underwriting expertise. 

Solution

Working with our wholesalers, Western World invested in building a garage solution  supported by expert Garage underwriters and with WWIP, built out a seamless and customized quote, bind, and issue platform. 

Benefit

Western World provided the wholesale community with a new solution for the underserved Garage market. 

Why is this important?

Western World evolves with the market to develop new products and solutions that address emerging needs.

Issue

Competitors continually exit key segments of the contract bind space requiring agents to find a new market for their clients. 

Solution

Rooted in our 50+ year history, AIG’s Western World is committed to a broad class of business, remaining as a stable E&S insurer that doesn’t hastily abandon business segments. 

Benefit

Western World collaborates with agents to understand the market and address the critical insurance needs of clients. 

Why is this important?

Wholesale agents and their clients can count on Western World in the long run to deliver Contract Bind solutions, including ones that others may be unable or unwilling to provide.