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We are a company dedicated to your success.

Western World Insurance Company serves the needs of program administrators who focus on Affinity Group and Association marketing and who often require tailored solutions for unique liability exposures. We cater to clients who place a high value on personalized attention and program protection and who add value to the distribution process through their own expertise in a specific class of business.

In Western World Insurance Company, we take the time necessary to completely understand the needs of an Affinity Group or Association and the underwriting expertise of the program agent. We serve a market niche where a lofty premium volume commitment is not essential to our business plan. All of our clients have the attention of senior management, receive our highest levels of service and have access to all areas of the company.

The Program Division is a member of the Western World Insurance Company, celebrating our 50 year anniversary, and is rated A (Excellent) by A.M. Best Company.*

*For the latest rating, access:

The Western World Insurance Company Program Division designs tailored solutions for the following types of exposures: 

– Professional Liability

– Commercial General Liability & Package

– Transportation

– Classes that are difficult to price and where published rates are not available

– Clients needing manuscript coverages

– Unique risks or those that are typically not recognized by standard markets

The Program Division team takes pride in the number of unique programs successfully brought to market thus far and has applied its formula for success to a diverse range of program categories such as: 

– Social Service Organizations

– Building Trades & Artisan Contractors

– Hospitality/Habitational

– Outdoor & Recreation

– Miscellaneous Professional Services

– Amusement Activities & Special Events

Formed in 1964, Western World has built an enviable record of profitability and capital accumulation, an enduring reputation for underwriting expertise and a staff of seasoned professionals capable of providing our customers with quick, knowledgeable and thoughtful solutions.